Surprise Homes with VA Loan New Financing

Surprise Homes with VA Loan New Financing

Welcome to Surprise, Arizona – a hidden gem nestled in the heart of Maricopa County! Known for its warm climate, friendly atmosphere, and vibrant community spirit, Surprise offers a unique blend of suburban charm and urban convenience. With stunning desert landscapes and a plethora of recreational opportunities, this city is perfect for families, retirees, and everyone in between.

Surprise is not just about stunning scenery; it’s a thriving community with a rich tapestry of amenities. Enjoy the lush parks, lively sports complexes, and a variety of shopping and dining options that cater to all tastes. For those who love the outdoors, the nearby White Tank Mountain Regional Park offers miles of hiking trails and breathtaking views, making it a haven for nature enthusiasts.

For military veterans and active-duty service members looking to settle down in this beautiful city, Surprise offers enticing opportunities with homes available through VA Loan financing. This program is designed to make homeownership more accessible, allowing you to secure financing without the need for a down payment and often with favorable interest rates. Whether you’re searching for a cozy single-family home or a spacious property to accommodate your growing family, Surprise has a diverse range of housing options that can meet your needs.

Embrace the warm community spirit, stunning landscapes, and the benefits of VA loan financing in Surprise, AZ. Your dream home awaits in this welcoming city, where every day feels like a vacation! Let us help you find the perfect place to call home in Surprise.

Newest Surprise Homes with VA Loan New Financing

4 Beds ⋅ 3 Baths ⋅ 7061507 MLS ⋅ 2,199 SqFt.

This single-story home in the desirable Ranch Mercado subdivision in Surprise! Featuring 4 bedrooms, 3 baths, and 2,199 square feet of thoughtfully designed living space, this home offers a spacious split floor plan for added privacy. The kitchen features granite countertops and stainless steel appliances, creating a stylish and practical space for everyday living and entertaining. The dedicated laundry room includes a convenient utility sink. With a well-designed single-level layout and desirable features throughout, this home is ready to welcome its next owner.

24580 N 144th Avenue, Surprise

4 Beds ⋅ 2 Baths ⋅ 7061446 MLS ⋅ 1,571 SqFt.

Welcome to this charming single-level home in the Citrus Point community of Surprise. Offering approximately 1,571 square feet, this thoughtfully designed residence features four bedrooms, two bathrooms, and a desirable split-bedroom floor plan. Vaulted ceilings and abundant natural light create an open, inviting feel. The eat-in kitchen offers generous storage, a pantry, gas range, reverse-osmosis system, and pull-out lower cabinet shelving. The private backyard features mature landscaping, synthetic grass, raised garden beds, and extra concrete space for a spa or storage shed. Additional highlights include a covered patio, two-car garage, tile roof. A/C was replaced in 2024. convenient access to shopping, dining, recreation, and major roadways.

11348 W Pinehollow Drive, Surprise

2 Beds ⋅ 2 Baths ⋅ 7061444 MLS ⋅ 875 SqFt.

Beautiful 2-Bedroom 2-Bath Home with Golf Cart Garage in the 55+ Gated Community of Happy Trails Resort! Enjoy resort-style living with an incredible array of community amenities, including golf, pool, spas, pickleball, tennis, fitness center, RV and vehicle storage, and so much more. This spacious double-wide home has been thoughtfully updated throughout. Recent improvements include luxury vinyl plank flooring (2017), dual-pane windows (2017), sunscreens (2017), Venetian blinds (2017), HVAC (2015), coated roof (2018), epoxy-coated patio (2018), and updated appliances, including the range, refrigerator, washer, and dryer (2019). Other features include an open-concept kitchen/living room area, breakfast bar, glass-front cabinetry, under-cabinet lighting, LED lighting, ceiling fans, and a walk-in shower in the primary bath. Relax outdoors on the full-length covered patio complete with roll-down shades. The golf cart garage can also be used for storage! This move-in-ready home combines comfort, style, and low-maintenance living in a great location near shopping, restaurants, major league baseball spring training, and more. Must see!

17200 W Bell Road Unit 2124, Surprise

3 Beds ⋅ 2 Baths ⋅ 7061392 MLS ⋅ 1,545 SqFt.

After only one year, the owners are moving on! This is your gain! Ask about the ASSUMABLE FHA loan at 4.75% This almost new property already has all the things that new construction doesn't! Window blinds, landscaping done, all the bells and whistles of the upgrades, a fantastic lot! The Yarrow floorplan, where style meets innovation in a home designed for flexibility, affordability, and efficiency. This single-family, single-story layout spans 1,545 sq. ft. and offers 3/4 beds, 2 baths, and an oversized 2-car garage. Experience low-maintenance living in an open-concept floorplan with versatile space for the whole family. Energy efficiency is at the forefront, featuring low-E double pane windows, a 15 SEER A/C, a 50-gallon e-water heater, LED lighting, & a 96% high-efficient furnace

18018 W Sand Hills Drive, Surprise

4 Beds ⋅ 3 Baths ⋅ 7061376 MLS ⋅ 2,907 SqFt.

A rare find! This beautiful 4-bedroom gem offers the perfect blend of comfort, style, and functionality, creating a warm and inviting ambiance you'll love coming home to. Fall in love with a large & airy living room with soaring ceilings, along with a harmonious great room adorned with pre-wired surround sound, making it the ideal space for movie nights. Gourmet kitchen displays glossy stainless steel appliances, abundant cabinetry with crown moulding, mosaic tile backsplash, recessed/pendant lighting, and a prep island with a breakfast bar. Flexible bonus room can easily serve as an additional bedroom or media area. Spacious primary retreat showcases balcony access, an ensuite, and a walk-in closet. Wonderful backyard shines with a covered patio, fire pit, and a refreshing pool. PLUS! Solar panels provide added energy efficiency and long-term savings. This value has it all!

17653 W Marconi Avenue, Surprise

4 Beds ⋅ 3 Baths ⋅ 7061353 MLS ⋅ 2,264 SqFt.

Welcome to your own private desert retreat! Perfectly positioned on a desirable cul-de-sac, this exceptional home delivers impressive curb appeal with stone accents, a welcoming front patio, a two-car garage, and an RV gate. Step inside to soaring ceilings, warm rustic wood flooring, and a bright, inviting living space that instantly feels like home. The stylish kitchen is ready for everything from casual breakfasts to festive gatherings, featuring solid-surface countertops, abundant cabinetry, built-in appliances, recessed lighting, and a two-tier island with breakfast-bar seating. Upstairs, the versatile loft is perfect for a home office, media room, playroom, or cozy retreat. The spacious primary suite offers a private bath with dual sinks and a generous walk-in closet. Then step outside--and prepare to fall in love! This resort-inspired backyard was made for unforgettable Arizona living. Cool off in the sparkling pool, practice your short game on the putting green, host barbecues beneath the gazebo with its built-in grill, or gather around the glowing fire pit under the stars. A covered patio and convenient storage shed complete this incredible outdoor oasis. This is more than a home--it's your own personal escape for relaxing, entertaining, and making lasting memories. Come experience it for yourself!

26079 N 165th Lane, Surprise

2 Beds ⋅ 3 Baths ⋅ 7061274 MLS ⋅ 2,732 SqFt.

Beautifully maintained Ironwood offers 2,732 square feet of living space on a premium lot overlooking the Desert Springs Golf Course, with views of the White Tank Mountains. This home features 2 bedrooms, 2.5 baths, a private den/office, formal dining room, and an inviting library/game room with custom built-in shelving. The great room is the heart of the home, showcasing a custom entertainment wall with decorative shelving, abundant natural light, and breathtaking views through newer windows and sliding glass doors. The kitchen offers granite countertops, a large center island with electric cooktop and retractable downdraft vent, wall oven and microwave, Bosch dishwasher, four-door stainless refrigerator, abundant cabinetry, and a generous walk-in pantry, a butler's pantry. Adjacent casual dining overlooks the patio and golf course beyond. The spacious primary suite features a sitting area perfect for reading, exercise, or relaxation, along with picturesque golf course and mountain views. The luxurious ensuite bath includes dual vanities, a jetted soaking tub, remodeled tiled walk-in shower, large walk-in closet, private water closet, and bidet. Guests will appreciate the comfortable secondary bedroom and nearby bath with walk-in shower. Outdoor living is equally impressive with an extended covered patio, cool decking, motorized sunscreen, tranquil water feature, professionally landscaped low-maintenance yard, and wrought iron fencing that preserves the spectacular golf course and mountain views. Additional highlights include owned solar (24 panels) with exceptionally low electric costs, two HVAC systems replaced in 2018, newer Andersen rear windows and slider, epoxy-coated garage floors, service door, extensive garage cabinetry and workshop space, golf cart garage, whole house water softener, hot water recirculating system, and newer water heater. Inside laundry features new Samsung Red Front Loader washer and dryer, cabinets and counter space. A rare opportunity to enjoy spacious living, stunning views, and outstanding energy efficiency in one of The Grand's most sought-after floor plans.

15905 W Clear Canyon Drive, Surprise

3 Beds ⋅ 2 Baths ⋅ 7061232 MLS ⋅ 2,273 SqFt.

Luxury resort lifestyle you deserve awaits without a luxury-home price tag! Regal single-level home pampers w/Premier amenities usually only seen at high-end pricing! BACKYARD OASIS boasts HEATED POOL & SPA, a PUTTING GREEN, built-in BBQ w/SIDEBURNER, FIRE PIT seating area & OUTDOOR SHOWER! Elegant Designer window coverings thru out, w/3 bedrooms +den, AND distinctive MUDROOM /FLEX-ROOM w/built-in wine cooler to use as hobby rm or extra guest room! Unique home is designed for COMFORTABLE EVERYDAY LIVING & EFFORTLESS ENTERTAINING w/New CARPET, a CUSTOM STONE SNAIL SHOWER in primary suite, CHEFS KITCHEN w/GRANITE counters, staggered cabinets, GAS DOUBLE OVEN, w/Great room surround sound, fresh paint & OWNED SOLAR for REMARKABLE ENERGY SAVINGS! Off the 303 near Spring Training +AZ Cardinals!

18069 W Rimrock Street, Surprise

3 Beds ⋅ 2 Baths ⋅ 7061213 MLS ⋅ 2,393 SqFt.

Best of both worlds! This home is a rare find with a location on the Golf Course AND a Private Pool. Extensive upgrades and updates throughout include fresh exterior paint, new roof, new HVAC, windows, Italian tile floors and more! All the works been done so it's relax and enjoy time for the new owners. The Phoenician model offers an open feel with a split floor plan, high ceilings, den, formal dining, kitchen island with bar seating and a butler pantry making it a joy to entertain family and friends. Roomy primary suite has walk-in wardrobe and full walk-in shower. The recently installed pool is temp controlled with heat/cool heat pump for year round use. A new pergola adds to the resort feel of the fenced back yard that overlooks the Dick Baily signature designed golf course. Arizona Traditions is an active 55+ Gated Resort Community, close to an abundance of shopping and restaurant area, located in Surprise which was recently named the safest city in Arizona. Pickleball, Tennis, Pools, Fitness Center, Craft and Hobby Clubs and Social Activities abound. Come see what the Arizona Traditions Resort lifestyle is all about!

17489 N Goldwater Drive, Surprise

4 Beds ⋅ 3 Baths ⋅ 7061080 MLS ⋅ 2,222 SqFt.

Discover the Lavender Plan, a beautifully designed single-story home offering 2,222 sq. ft. of stylish, functional living space on a corner lot with neighboring single level homes. This move-in-ready residence with a Modern Desert style exterior features a front porch, 4 spacious bedrooms, 3 bathrooms, a flexible guest retreat, a 2.5-car garage tandem garage and an outstanding 55' deep backyard situated on an end lot. At the heart of the home, the kitchen shines stained wood shaker 42'' cabinets, quartz countertops, a white designer backsplash, and a large island perfect for gathering. As part of the Ahton Woods Roosevelt Collection, it comes complete with gourmet stainless steel appliances featuring a gas cooktop, under cabinet hood, dishwasher and microwave oven wall unit in addition to prewires for pendant lights. Wood-look plank tile flows through the main living areas, leading to an open great room that connects effortlessly to a covered patio through a 4-panel sliding glass door, ideal for indoor-outdoor living. Additional highlights include a soft water loop, 8-foot interior doors and elegantly finished bathrooms with White Sand quartz countertops and oval sinks. With its thoughtful layout, modern finishes, and welcoming design, the Lavender Plan is a home you'll love to live in every day. Located in the gated Visara community in Surprise (163rd Ave & Visara Pkwy) with future amenities including a pool, basketball court, BBQ/picnic areas, tot lot, community trails, and quick access to Loop 303 & Route 60.

16179 W Red Bird Road, Surprise

3 Beds ⋅ 2 Baths ⋅ 7061076 MLS ⋅ 1,578 SqFt.

Lovely single-level 3-bedroom, 2-bath home featuring a desirable open great room design with a split-bedroom floor plan. Ideally situated across the street from one of the many greenbelts in the sought-after Austin Ranch community. Just off the entry foyer, you'll find a private den, perfect for a home office or a flex space. The spacious kitchen boasts a large island, walk-in pantry, and plenty of cabinet and countertop space. The generous primary suite features a dual-sink vanity, walk-in shower, and large walk-in closet. The secondary bathroom has a convenient tub/shower combo. Step outside to the covered patio with extended paver area and low-maintenance artificial turf, creating the perfect outdoor living space. Additional highlights include a 2-car garage with an epoxy-coated floor. Austin Ranch offers outstanding community amenities, including pool, splash pad, covered playground, dog park, pickleball and basketball courts, and covered picnic and grilling areas.

21915 N 181st Avenue, Surprise

4 Beds ⋅ 3 Baths ⋅ 7061037 MLS ⋅ 2,756 SqFt.

Welcome to your dream home located in the highly coveted Marley Park community of Surprise, Arizona. This spacious residence offers the perfect blend of traditional elegance and modern simplicity. Boasting four spacious bedrooms, three full bathrooms, and a versatile flex room, this property is engineered for everyday living and entertaining. Live in one of Surprise's premier master-planned communities, famous for its tree-lined streets, community pools, resort-style clubhouse and vibrant parks. Located within minutes of the Village at Prasada giving you instant access to dining, shopping and entertainment. Zip anywhere in the valley with speedy access to the Loop 303, Loop 101, US-60. Huge Front Porch Flex Room with Closet Subway Tile in Kitchen Extended Kitchen Island Upgraded Kitchen & Bathroom Hardware Extended Kitchen Cabinets Extended Arcadia Door Wallk In Pantry with Light Outlet in Living Room Floor Living Room Speaker Connections in Ceiling Master Bedroom Linen Closet Master Bathroom Walk in Tiled Shower RV Gate 2 AC Units Pavers & Turfed backyard

13711 N 145th Drive, Surprise

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