Surprise Homes with VA Loan New Financing

Surprise Homes with VA Loan New Financing

Welcome to Surprise, Arizona – a hidden gem nestled in the heart of Maricopa County! Known for its warm climate, friendly atmosphere, and vibrant community spirit, Surprise offers a unique blend of suburban charm and urban convenience. With stunning desert landscapes and a plethora of recreational opportunities, this city is perfect for families, retirees, and everyone in between.

Surprise is not just about stunning scenery; it’s a thriving community with a rich tapestry of amenities. Enjoy the lush parks, lively sports complexes, and a variety of shopping and dining options that cater to all tastes. For those who love the outdoors, the nearby White Tank Mountain Regional Park offers miles of hiking trails and breathtaking views, making it a haven for nature enthusiasts.

For military veterans and active-duty service members looking to settle down in this beautiful city, Surprise offers enticing opportunities with homes available through VA Loan financing. This program is designed to make homeownership more accessible, allowing you to secure financing without the need for a down payment and often with favorable interest rates. Whether you’re searching for a cozy single-family home or a spacious property to accommodate your growing family, Surprise has a diverse range of housing options that can meet your needs.

Embrace the warm community spirit, stunning landscapes, and the benefits of VA loan financing in Surprise, AZ. Your dream home awaits in this welcoming city, where every day feels like a vacation! Let us help you find the perfect place to call home in Surprise.

Newest Surprise Homes with VA Loan New Financing

$389,900
4 Beds ⋅ 3 Baths ⋅ 7077430 MLS ⋅ 2,220 SqFt.
Welcome to this spacious 4-bedroom, 2.5-bath home offering a comfortable layout with both a separate living room and family room, providing plenty of space for relaxing and entertaining. Fresh carpeting adds a clean, updated feel, while the kitchen features brand-new countertops. With its functional floor plan and inviting living spaces, this home is ready to welcome its next owner.

13188 W Crocus Drive, Surprise
$579,900
3 Beds ⋅ 2 Baths ⋅ 7077158 MLS ⋅ 1,512 SqFt.
RARE ARIZONA OASIS, Discover the perfect blend of country charm, modern comfort & endless possibilities on this beautifully maintained, FULLY FENCED property. A thriving orchard features citrus, apple, peach, fig, pomegranate, quince, mulberry & rosella hibiscus, plus raised covered gardens w/ WiFi-controlled irrigation. Fenced areas are ready for goats, sheep, chickens or your hobby farm dreams. Enjoy spectacular AZ sunsets under mature shade trees, gather around the fire pit, or relax on the covered patios. Features include an open split floor plan, spacious pantry & laundry, circular drive, dual RV hookups & west-side water/sewer hookups. Whether you envision a hobby farm, farm stand, equestrian retreat or private desert escape-this unique property is ready for your vision--Act Now!

32510 N 165th Avenue, Surprise
$605,000
4 Beds ⋅ 4 Baths ⋅ 7077129 MLS ⋅ 3,950 SqFt.
A spectacular home offering 3950 square feet of living space, a 3-car garage, 4 bedrooms, a multi-functional loft, and a den with its own private area, perfect for a 5th bedroom, office or home theater! An open concept kitchen features an oversized island, granite countertops, plenty of cabinetry for storage, and stainless-steel appliances. The upper level showcases an expansive primary suite featuring a private sitting room, ideal for rest and relaxation, a large primary bath, and walk in closet. To top it off, there is an upstairs laundry that creates a streamlined daily living experience. The spacious family room serves as a central location making gatherings a hit!! With upgraded ceiling fans and Tesla solar panels for energy savings, and a huge backyard, this is one home you must see!

15582 W Cortez Street, Surprise
$375,000
2 Beds ⋅ 2 Baths ⋅ 7077043 MLS ⋅ 1,627 SqFt.
Welcome to this well-maintained home in the highly desirable 55+ community of Sun City Grand! Immaculate cared for by the original owners, this 2-bedroom, 2-bath home also features a versatile office/den. The open floor plan is filled with natural light, creating a bright and inviting living space. Step outside to enjoy the extended backyard patio, perfect for relaxing or entertaining. Sun City Grand offers an exceptional active-adult lifestyle with pickleball courts, golf courses, fitness facilities, pools, recreation, clubs, activities and more. A wonderful opportunity to enjoy comfort, community and resort-style living in Surprise!

16060 W Verbena Lane, Surprise
$370,000
3 Beds ⋅ 2 Baths ⋅ 7076965 MLS ⋅ 1,578 SqFt.
Look NO further! Welcome to this adorable 3-bed, 2-bath home PLUS den! Inside, the spacious open floor plan filled with abundant natural light showcases wood-look tile flooring, neutral tone, and sliding glass doors that provide a seamless transition to the back patio. Impeccable kitchen offers ample white cabinets, stainless steel appliances, and a center island with a breakfast bar. In the large main bedroom, you will have plush carpet, a private bathroom with a shower & tub combo, and a walk-in closet. The secondary bedrooms also include six-panel door closets for added convenience. Versatile den is ideal for a hobby space, playroom, or office. Serene backyard with a cozy patio and gazebo is the right spot for al fresco dining, outdoor entertaining, or simply unwinding. Don't miss it!

18057 W Ida Lane, Surprise
$311,000
2 Beds ⋅ 2 Baths ⋅ 7076771 MLS ⋅ 1,134 SqFt.
Expanded Iris offers great curb appeal, an inviting courtyard entry with views of the White Tanks. This well-maintained home features a newer roof (2024) with a transferable 20-year warranty, newer HVAC and water heater, new exterior paint (2024), and Pella windows. Inside, you'll find rich hardwood flooring throughout the main living areas with durable vinyl flooring in the kitchen. The spacious kitchen is highlighted by Silestone countertops, warm maple cabinetry, and a charming bay window at the breakfast nook. The expanded primary suite includes custom-designed closets for exceptional storage. The guest room has a Murphy bed making this a flexible space. Additional features include a cozy fireplace in the great room, an extended garage complete with built-in storage and workbench, partial wrought iron fencing, and a cool deck patio.With its convenient location this home is a wonderful opportunity to enjoy everything The Grand has to offer.

19951 N Crescent Way, Surprise
$525,000
3 Beds ⋅ 2 Baths ⋅ 7076769 MLS ⋅ 2,282 SqFt.
Popular Stonecrest floor plan in a desirable cul-de-sac location, with a welcoming front courtyard! This well-designed split floor plan offers privacy with the spacious primary suite on one side and two additional bedrooms and baths on the other. The interior offers a great opportunity to bring your own style and updates to this popular floor plan. Vaulted ceilings in the front room add to the spacious feel of this home, with flexible living/dining areas. The great room has a built-in media wall and a dining space. The kitchen features Corian countertops, a huge breakfast bar, lots of maple cabinetry, pantry, black appliances and a Energy Star GE Slate refrigerator. The primary suite features a jetted tub for relaxing at the end of the day. Major updates include a NEW ROOF (2026), NEW EXTERIOR PAINT and NEW HVAC UNITS (July 2025). Additional features include a newer water heater with drain pan, reverse osmosis, soft water system, inside laundry, and a 2-car garage. Partial fencing adds additional privacy. Great location and ready for its next owner!

15750 W Linksview Drive, Surprise
$325,000
3 Beds ⋅ 2 Baths ⋅ 7076767 MLS ⋅ 1,366 SqFt.
Fall in love with this charming home in the Surprise Farms Community! Featuring 3 beds, 2 baths, a low-care landscape, and a 2-car garage. The interior boasts high ceilings, tons of natural light, soft carpet & tile floors in high-traffic areas, and a welcoming living area. Further in, the eat-in kitchen is equipped with plenty of wood cabinets & countertops, recessed lighting, white appliances, and sliding glass doors that provide easy indoor-outdoor living. The perfectly sized main bedroom includes a walk-in closet and a private bath. The backyard offers plenty of potential to create your own private retreat, along with a covered patio ideal for relaxing or entertaining. Enjoy parks, playgrounds & walking/biking paths, nearby shopping & dining, and easy access to Loop 303. Move-in ready!

17018 W Marconi Avenue, Surprise
$400,000
4 Beds ⋅ 3 Baths ⋅ 7076750 MLS ⋅ 2,602 SqFt.
Two-story Centex in Roseview -- 2,602 sq ft, 4 bedrooms plus a loft and den, 2.5 baths, private pebble-finish pool and covered patio on a block-fenced lot. Sold as-is by an estate; seller never occupied the home, and the roof and HVAC are believed original with condition unknown to seller. Seller is willing to credit the buyer or pay for those items at closing. Split primary up with walk-in closet and double vanity, inside laundry, formal dining, eat-in kitchen with island, 2-car garage, low monthly HOA. Good bones -- bring your vision and make it yours.

14463 N 132nd Drive, Surprise
$355,000
3 Beds ⋅ 3 Baths ⋅ 7076741 MLS ⋅ 1,793 SqFt.
$10,000 Towards Buyer's Closing Costs! Step into this recently remodeled, move-in-ready home where contemporary finishes meet effortless living. The inviting open floor plan features elegant tile flooring spanning the entire lower level, flowing seamlessly into a stunningly upgraded kitchen. Cooking and entertaining are a joy with gleaming quartz countertops, a gas range, and a premium stainless steel appliance package. Head upstairs to discover brand-new plush carpeting, thoughtfully placed alongside the laundry room and all bedrooms for maximum convenience. The primary suite is an absolute standout, boasting an oversized walk-in closet and a spectacular en suite bathroom complete with a luxurious walk-in shower and a spacious dual-sink vanity. Experience a truly low-maintenance lifestyle with front yard landscaping fully maintained by the community. Beyond your front door, enjoy fantastic neighborhood amenities including a sparkling pool, BBQ areas, a dog park, scenic walking paths, and courts for both volleyball and basketball.

14120 W Bronco Trail, Surprise
$470,000
3 Beds ⋅ 3 Baths ⋅ 7076732 MLS ⋅ 1,783 SqFt.
Beautifully upgraded and move-in ready, this 3-bedroom, 3-bath home in Surprise offers the perfect mix of style, space, and functionality. The gourmet kitchen features a gas cooktop, built-in microwave and oven, stainless steel appliances, and refrigerator. Enjoy two walk-in closets in the primary suite, plantation shutters, a security door, water softener, washer and dryer, plus a spacious 3-car tandem garage. Step outside to a fully finished backyard with low-maintenance turf, perfect for relaxing or entertaining. Thoughtful upgrades throughout make this home truly move-in ready!

17283 W Valentine Street, Surprise
$400,000
3 Beds ⋅ 2 Baths ⋅ 7076624 MLS ⋅ 2,155 SqFt.
Don't miss this one! Affordable, well-maintained, and ready for a quick move-in, this single-story 3-bedroom, 2-bath home offers exceptional value with a versatile bonus flex space. The entertainer's kitchen features cherry cabinetry, granite countertops, black appliances, and a large center island. The spacious primary suite includes a walk-in closet, dual sinks, separate tub and shower, and direct backyard access. Outside, the oversized homesite delivers the perfect setting for entertaining with low-maintenance landscaping, an expansive paver patio, built-in BBQ, covered patio, and large gazebo. Homes offering this much space and outdoor living at an affordable price don't last in todays market.

13625 N 175th Drive, Surprise
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