Cave Creek Homes with Owner May Carry New Financing

Welcome to Cave Creek, Arizona – a hidden gem nestled in the heart of Maricopa County that perfectly blends the charm of the Old West with modern living. This picturesque town, surrounded by stunning desert landscapes and breathtaking mountain vistas, offers a unique lifestyle that attracts nature lovers, outdoor enthusiasts, and those seeking a tranquil retreat from the hustle and bustle of city life.

Cave Creek is renowned for its vibrant arts scene, eclectic shops, and delightful dining options, making it a community that embraces both culture and camaraderie. Spend your weekends exploring the enchanting trails of the nearby Tonto National Forest or enjoying horseback rides through the scenic Sonoran Desert. The town also hosts numerous events throughout the year, including rodeos and art festivals, ensuring there’s always something exciting happening.

For those considering a move to this idyllic town, you’ll be pleased to know that many homes in Cave Creek offer Owner May Carry financing options. This flexible financing approach makes it easier for potential homeowners to secure their dream property without the usual barriers of traditional lending. Whether you’re looking for a cozy desert retreat or a sprawling estate with panoramic views, Cave Creek’s real estate market features a diverse range of homes to suit every taste and budget.

Embrace the enchanting lifestyle of Cave Creek, where the beauty of nature meets the warmth of community. Explore the possibilities today and discover your perfect home in this captivating Arizona town!

Newest Cave Creek Homes with Owner May Carry New Financing

$750,000

7076574 MLS

Discover the unparalleled elegance of Echo Canyon Estates, a premier luxury development nestled in the serene landscapes of Cave Creek, Arizona. Tucked away in a private, secluded enclave, this exclusive community delivers sweeping panoramic views of the majestic surrounding mountain ranges creating an idyllic backdrop for your dream custom estate home. The development features R-190 zoned individual lots or larger blocks of land, each generously sized between approximately 5 and 25 acres of pristine, untouched land. These expansive parcels provide abundant space and privacy for crafting a truly bespoke luxury residence tailored to your vision.

426XX N 66th Street Unit -, Cave Creek

$1,000,000

7076573 MLS

425XX N 66th Street Unit -, Cave Creek

$750,000

7076571 MLS

424XX N 66th Street Unit -, Cave Creek

$794,500

3 Beds ⋅ 3 Baths ⋅ 7071223 MLS ⋅ 2,236 SqFt.

Welcome to this exceptional single-level home in a private Cave Creek community near Dynamite & Tatum -- a rare find blending style, comfort, and modern living. This residence features high-end finishes and designer touches throughout its open and inviting floor plan. The gourmet kitchen showcases new cabinetry, quartz counters, and stainless-steel appliances, flowing seamlessly into a spacious great room perfect for entertaining. Each of the three bedrooms offers comfort and privacy, while the three beautifully updated bathrooms feature spa-like details and modern fixtures. Step outside to your private backyard oasis, complete with a sparkling pool, covered patio, and low-maintenance landscaping ideal for enjoying Arizona's beautiful weather year-round. With its prime Cave Creek

28305 N 44th Way, Cave Creek

$650,000

7053740 MLS

5ac of pristine desert land with more Saguaros than you can count located in the Gold Mountain area just north of Cave Creek. 360 views of Elephant Mountain, Gold Mountain and the Town of Cave Creek. Land has gentle topography for easy access and build. Well and Power are on property. Buyer to verify to APS on available power supply. Open to trades and owner carry financing.

424XX N Fleming Springs -- Unit h, Cave Creek

$485,000

2 Beds ⋅ 2 Baths ⋅ 7051904 MLS ⋅ 1,420 SqFt.

Price Improvement! Beautiful Condo located in the wonderful area of Cave Creek. Open floor plan with 2 bedrooms, 2 baths, large island in the kitchen, stainless steel appliances, including a gas range you'll just love to cook with. Quartz counter tops in Kitchen and baths for a real clean look.. Community offers a pool, heated Spa, and a workout facility. Gated community with Furnishings included for a true turn key Condo.

5100 E Rancho Paloma Drive Unit 2021, Cave Creek

$2,495,000

4 Beds ⋅ 6 Baths ⋅ 7042712 MLS ⋅ 4,200 SqFt.

Brand-new Modern Mediterranean estate featuring an oversized RV garage! Create a custom outdoor resort with pool, spa, pickleball court, putting green, and personalized landscaping capitalizing on a $700,000 price drop! Set on 1.6 private acres with breathtaking mountain views and spectacular Arizona sunsets, the residence showcases custom luxury finishes throughout, including solid white oak flooring, designer tile, custom inset Alder cabinetry, dual oversized kitchen islands, and a professional-grade Sub-Zero/Wolf appliance package. A seamless blend of sophistication, craftsmanship, privacy, and functionality. Everything about this home exudes luxury and sophistication! You will be so impressed with the attention to detail and quality finishes! Turn your dream backyard into a reality!

5249 E Morning Star Road, Cave Creek

$3,500,000

4 Beds ⋅ 4 Baths ⋅ 7027177 MLS ⋅ 5,073 SqFt.

Crafted by a contractor for himself -- and it shows. This 5-acre elevated compound on fully paved Sierra Vista Road delivers over 6,000 square feet of garage space: an air conditioned 4,000+ SF work/flex garage, a dedicated single-car show garage, a 4-car garage in the main house, and an oversized 3-car garage in the guest house. BIG views and horse privileges. This completely remodeled compound is move-in ready. Featuring all the Cave Creek privacy with none of the gravel road compromise. If you need serious space -- for work, equipment, a collection, or a business operation -- this property was purpose-built for exactly that. The 4,000+ SF work garage was built by someone who actually uses one -- with the ceiling clearance, floor load, and air conditioning that serious operators demand The single-car show garage is separate and purpose-built, because the builder understood the difference between a car that gets driven and one that gets displayed. The main house offers a 4-car attached garage. The guest house -- a fully independent structure -- adds an oversized 3-car garage. Total enclosed capacity approaches 13+ cars, not counting the work building. The elevated 5 acres delivers long-range desert views with natural separation from neighbors that flat lots can't replicate at any price. Fully paved road access means no dust intrusion, no monsoon season headaches, and no excess wear on the vehicles you've worked hard to collect. The main house and guest house are fully remodeled and move-in ready -- nothing to phase in, nothing to negotiate around. Horse privileges are in place for a buyer who wants that optionality without a rezoning conversation. This home and Cave Creek are perfect for those who aren't interested in being noticed, but want their friends and family to be comfortable once your there. No HOA. No neighbors 12 feet away. Just acreage, privacy, and the freedom to run a property the way you want. This compound delivers all of it -- and properties built to this standard rarely come available.

42327 N Sierra Vista Road, Cave Creek

$699,000

7021416 MLS

Unbelievable Custom lot just north of Carefree Hwy on the gentle slope of the mountain with waterl and electric.BORDERS CAVE CREEK REGIONAL PARK. Beautiful desert plants Exceptional build Ready Hillside Oasis with ACTIVE PERMIT It is fully permitted,shovel ready legacy property. The seller has invested over $200,000 in professional architectural design. LOOK IN DOCUMENTS FOR MORE INFO VIEW OF ANTHEM AZ AND LIGHTS OF PHOENIX MOUNTAIN in the back is a REGIONAL PARK with no structures or roads. Very private and secluded. GORGEOUS VIEWS ONE OF A KIND OWNER MAY CARRY WITH A GOOD DOWN PAYMENT. Multi million dollar homes in the neighborhood. Dead end road. paver driveway Can be built to suit. Plans available. Close to Home Depot shops,and restaurants. Just a few miles to th

36888 N 38th Street Unit -, Cave Creek

$2,400,000

4 Beds ⋅ 7 Baths ⋅ 7014731 MLS ⋅ 7,663 SqFt.

An extraordinary desert estate tucked away in Cave Creek, where timeless Southwest architecture meets expansive living and unmatched versatility. Set on a sprawling homesite, this one-of-a-kind residence offers 2 ensuite bedrooms and 7 bathrooms, complemented by several additional bonus spaces that provide limitless potential for a private office, wellness retreat, art studio - you name it! From the moment you enter, the home's character is undeniable--rich Saltillo tile floors flow throughout, grounding the space in warmth and authenticity, while the unique floorplan creates a blend of intimate living and grand-scale entertaining. The outdoor experience is nothing short of exceptional. An expansive covered patio invites year-round enjoyment, overlooking a resort-style pool and vast desert landscape that captures the quiet beauty and privacy that define Cave Creek living. With open skies, natural desert vegetation, and room to create your own vision, this property offers a rare sense of freedom and escape. New interior paint, new roof and new windows in 2026! Designed for those who value space, character, and the ability to live beyond traditional boundaries, this estate is more than a home--it's a lifestyle.

28401 N 55th Street, Cave Creek

$1,500,000

5 Beds ⋅ 3 Baths ⋅ 6993791 MLS ⋅ 2,421 SqFt.

MOTIVATED SELLER!!! BELOW CURRENT APPRAISAL! County Island, zoned RU-43 with ''U'' equestrian privileges and no city oversight--ideal for high-end Airbnb stays with horses. Showcasing a brand-new luxury stable offering 16 stalls, 3 turnout pens, and wash racks in each barn, supported by all-new concrete, plumbing, and electrical. Gated with 28' front and 30' rear access. The residence features expansive living and dining areas, a private laundry room with exterior entry, walk-in closets, and refined guest quarters with full kitchen and bath. Finished with fresh, elegant landscaping.

27435 N 42nd Street, Cave Creek

$5,000,000

6505078 MLS

Prime 5.5 acre parcel ready for development. Will need to be rezoned for commercial development. Only 4 acres of the 5.5 is for sale. Seller will keep 1.5 acres. Call for more detailed information. Seller will finance with 30% down, 7% interest and 5 year balloon.

38020 N Vermeersch Road Unit -, Cave Creek

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