Cave Creek Homes with Conventional New Financing

Cave Creek Homes with Conventional New Financing

Welcome to Cave Creek, Arizona – a picturesque oasis nestled in the heart of Maricopa County. Known for its stunning desert landscapes, vibrant arts scene, and welcoming community, Cave Creek offers a unique blend of small-town charm and modern amenities. With its rich history rooted in the Old West, this enchanting town is a haven for outdoor enthusiasts, art lovers, and anyone seeking a tranquil lifestyle amidst breathtaking natural beauty.

Cave Creek is renowned for its outdoor recreational opportunities. With miles of hiking and biking trails, horseback riding, and stunning views of the surrounding Sonoran Desert, residents can embrace an active lifestyle year-round. The town is also home to a variety of local shops, art galleries, and delicious dining options, creating a vibrant atmosphere that encourages community engagement.

When it comes to finding your dream home in Cave Creek, you’ll be pleased to know that many properties are eligible for conventional financing, making it easier than ever to invest in your piece of paradise. Whether you’re looking for a cozy adobe-style home, a sprawling estate with panoramic views, or a charming townhouse, the real estate market here offers a diverse selection to suit every taste and budget.

Cave Creek’s warm, welcoming community is complemented by its commitment to preserving the natural beauty and heritage of the area. With a blend of modern conveniences and historic charm, this enchanting town is the perfect place to call home. Discover the magic of Cave Creek and let your new adventure begin!

Newest Cave Creek Homes with Conventional New Financing

$949,000
4 Beds ⋅ 3 Baths ⋅ 7081008 MLS ⋅ 2,690 SqFt.
Welcome home to Tatum Highlands. This beautifully updated corner lot residence checks every box, with north/south exposure and nearly 2,700 sf of thoughtfully designed living space. Step inside to soaring ceilings and oversized picture windows that fill the home with natural light. Beautiful hardwood and tile flooring throughout. The family room features a cozy fireplace and flows into the nicely remodeled kitchen featuring a custom-designed island, slab granite counters, a farmhouse sink, beverage fridge, double ovens, stainless steel appliances and glass front pantry door, perfect for both living and entertaining. Retreat to the spacious primary with master bath featuring a soaking tub, pebble finished walk in shower and a generous walk in closet. Split floorplan, additional bdrms sha a Jack and Jill bath. This home is move in ready, freshly painted exterior, epoxied garage floor w/ built in cabinetry, 2 new ac units(2022)and new water heater(2025. Out back is your own private resort. A sparkling pool, lush grass and 2 beautiful water features, 2 expansive patios, one with large stacked stone fireplace, and the other with cozy beehive fireplace and built in bbq all gas, make this backyard an entertainer's dream year-round. Located in beautiful Cave Creek, minutes to Desert Ridge Marketplace, High Street and the loop 101. Come see why this is the one you've been waiting for!

4728 E Spur Drive, Cave Creek
$889,000
4 Beds ⋅ 3 Baths ⋅ 7080970 MLS ⋅ 2,732 SqFt.
Welcome to this beautifully maintained single-story home nestled within the gated community of Dove Valley Ranch in Cave Creek. Surrounded by lush desert landscaping and peaceful mountain-desert scenery, this four-bedroom, three-bathroom residence offers a thoughtful floor plan, beautiful updates and an inviting indoor-outdoor lifestyle. Thoughtfully maintained by its original owner, the home features a desirable split floor plan with the spacious primary suite privately separated from the secondary bedrooms. Double French doors from the primary suite open directly to the backyard, creating a seamless connection to the tranquil outdoor setting. The recently renovated kitchen is bright and stylish, featuring crisp white quartz countertops and a fresh white tile backsplash extending all the way to the ceiling. Additional updates include renovated bathrooms, new front glass entry doors with security screens, and a new reverse osmosis and water softener system. The backyard is designed as a peaceful retreat with thoughtful, lush desert landscaping, a soothing water feature, and an expansive extended covered patio - perfect for relaxing or entertaining. The property is especially desirable for its open positioning, with no homes directly in front or behind, offering a greater sense of privacy and space. A three-car garage provides ample parking and storage. Ideally situated near local businesses, restaurants, and the charming town of Cave Creek, this home offers easy access to the area's unique Western character and laid-back lifestyle. A beautiful public golf course is just minutes away, making this a wonderful opportunity to enjoy the peace and privacy of a gated community while remaining close to all that makes Cave Creek special.

4211 E Desert Forest Trail, Cave Creek
$825,000
4 Beds ⋅ 3 Baths ⋅ 7080895 MLS ⋅ 3,099 SqFt.
Gated Community. 4 bed + Loft. Mountain Views. 3 car garage. EV charger. No neighbor behind. Private Pool. Beautifully maintained and thoughtfully updated two-story home in the gated Diamond Creek community of Cave Creek. This spacious home features 4 bedrooms plus an oversized loft, 2.5 updated bathrooms, a 3-car garage with EV charger, and a private backyard with no neighbors directly behind Step inside to formal living and dining spaces with wood flooring that flows into the open-concept family room, where a two-sided fireplace also serves the adjoining breakfast area. The updated kitchen features quartz countertops, two-tone cabinetry, built-in microwave and an island. A conveniently located downstairs laundry room includes a newer washer and dryer and a generous pantry space. Upstairs, the spacious primary suite offers a large ensuite bath with dual sinks, soaking tub, walk-in shower, and an impressive walk-in closet. Outside, enjoy your own resort-style backyard with a private pool, newer pool pump and filter, custom lighting, large covered patio, and built-in Blackstone grill. Ideally located near Desert Ridge shopping, dining, entertainment, and convenient freeway access, this home offers space, privacy, and plenty of room to enjoy the Arizona lifestyle.

27423 N 47th Street, Cave Creek
$750,000
3 Beds ⋅ 2 Baths ⋅ 7080658 MLS ⋅ 2,286 SqFt.
Welcome to this beautifully maintained single-level home tucked away on a quiet cul-de-sac in highly desirable Tatum Ranch. With a sparkling pool, inviting backyard, spacious 3-car garage, and an easy-flowing layout, this home offers the combination of comfort, privacy, and Arizona lifestyle buyers are looking for. Inside, soaring vaulted ceilings and abundant natural light create an open, welcoming feel throughout the main living spaces. The spacious great room centers around a cozy fireplace and flows easily into the kitchen, making the home ideal for both everyday living and entertaining. The kitchen features corian countertops, abundant cabinetry, generous prep space, a center island with casual seating, and stainless-steel appliances. The generously sized primary suite offers direct access to the backyard and pool, a walk-in closet, and a spacious bath with dual vanities, soaking tub, and separate shower. Additional touches throughout the home include beautiful windows, a charming guest-bedroom window seat, laundry room with utility sink, and thoughtful storage. The backyard is where this home really shines. A large covered patio, multiple seating areas, mature landscaping, and a sparkling pool create a private outdoor retreat perfect for relaxing, entertaining, or simply enjoying Arizona's sunshine. The north/south orientation provides great natural light while offering comfortable outdoor living, and a mature orange tree provides fresh fruit right from the backyard. The home has also been exceptionally well cared for, with major improvements already completed, including a new roof in 2024 with warranty through 2034, Trane AC system in 2020, and water heater in 2021. Beyond the home itself, residents enjoy the peaceful cul-de-sac setting with minimal traffic, along with access to a special approximately 1.5-mile neighborhood walking trail and a connected community feel. With its single-level layout, private pool, beautiful backyard, major recent updates, and sought-after Tatum Ranch location, this is a home that's ready to enjoy from day one.

5023 E Barwick Drive, Cave Creek
$1,595,000
3 Beds ⋅ 3 Baths ⋅ 7080614 MLS ⋅ 2,857 SqFt.
Set on just over an acre in the Town of Cave Creek, this distinctive single-level residence combines sweeping mountain and desert views, privacy, and an exceptional in-town location with no HOA. The setting feels removed and scenic, yet Rancho Mañana Golf Club and Tonto Bar & Grill are close enough to walk to, placing some of Cave Creek's best-known amenities just minutes from the front door. Inside, the 2,857-square-foot home offers three bedrooms, 2.5 baths, vaulted ceilings, travertine flooring, and a dramatic stacked-stone fireplace anchoring the main living area. Large windows and glass doors draw the surrounding scenery into the home, with mountain views creating a striking backdrop throughout the primary living spaces. The kitchen features rich cabinetry, granite surfaces, stainles appliances, a center island, and an impressive built-in bar and wine storage area designed for entertaining. The primary suite continues the home's warm desert character with a spacious bath featuring dual vanities, a soaking tub, steam shower, and extensive stone finishes. Outside, an expansive covered patio opens to a Pebble Tec pool and elevated spa, built-in barbecue, multiple gathering areas, mature desert landscaping, and wide-open views across the surrounding mountains and Sonoran Desert. A one-of-a-kind Western saloon display, wagon, and custom sculptural elements add personality that feels distinctly Cave Creek. With no HOA, generous land, dramatic scenery, and walkable access to Rancho Mañana Golf Club and Tonto Bar & Grill, this property offers a rare combination of privacy, character, and proximity to the heart of Cave Creek.

5715 E Rancho Manana Boulevard, Cave Creek
$925,000
5 Beds ⋅ 4 Baths ⋅ 7079950 MLS ⋅ 3,489 SqFt.
4 CAR GARAGE, NEW ROOF, NEW TRANE HVACs! Updated and move-in ready. Rare opportunity in the gated Desert Wind community. Premium cul-de-sac lot with only one neighbor, this home offers true privacy with mountain and desert views. Peaceful backyard with a pebble-finish diving pool with Baja deck, built-in gas BBQ griddle, full-length covered patio, mature landscaping and turf. Inside, vaulted ceilings and expansive windows fill the home with light. The spacious eat-in kitchen features quartz counters, island seating, refinished cabinetry and pantries. Spacious primary suite with sitting area, private deck with views and two walk-in closets. Guest room downstairs and 3 bedrooms upstairs including one with its own private bathroom. Minutes from downtown Cave Creek and Carefree.

5350 E Calle De Baca --, Cave Creek
$1,299,000
4 Beds ⋅ 4 Baths ⋅ 7079622 MLS ⋅ 3,167 SqFt.
Located at the end of a quite cul de sac in the desirable gated community of Lone Mountain. The open concept floor plan features 4 spacious bedrooms, 3 full and one half bathrooms, a dining room and a separate den/office. The expansive eat-in kitchen opens to the family room with a fireplace for those cool desert evenings. Enjoy the natural open spaces and peaceful surroundings from your private pool and spa.

5709 E Parnell Drive, Cave Creek
$595,000
3 Beds ⋅ 3 Baths ⋅ 7079577 MLS ⋅ 1,674 SqFt.
Lovely 3 bedroom/2.5 bath family home offered in the highly desirable Tatum Ranch area. Perfect for entertaining, the home includes a kitchen peninsula, vaulted ceilings downstairs, a two-sided fireplace and an open floor plan making the home feel large and airy. New neutral plush carpeting throughout with neutral tile in hard work areas. In the backyard enjoy your covered patio and sparkling Pebble Tec pool with water feature. Huge backyard bonus: there are no homes directly behind the house. Instead, view fencing welcomes natural desert vegetation bordering a desert wash. Refrigerator, washer and dryer included. Great location close to everything including Desert Ridge Mall, unlimited shopping, restaurants, the 101 Freeway, medical services and walking distance to two Parks

4946 E Roberta Drive, Cave Creek
$1,185,000
3 Beds ⋅ 4 Baths ⋅ 7079485 MLS ⋅ 3,159 SqFt.
This gorgeous, rare, 4-Car Garage home is tucked away on a private cul-de-sac within the prestigious gated enclave of Cachet at Peak View. Why wait for a NEW BUILD? Lived in part time & like BRAND NEW. This exceptional 2023-built residence offers a refined blend of modern luxury, thoughtful design, and turnkey convenience. The preferred split floor plan showcases extensive designer upgrades, lush front & rear landscaping, and elegant plantation shutters creating a polished and completely move-in ready experience. At the heart of the home, the Chef's Kitchen is a true showpiece, featuring two oversized islands, a generous breakfast bar, quartz countertops, a striking tiled backsplash, and premium stainless steel appliances including a gas cooktop. A spacious walk-in pantry completes this highly functional and beautifully appointed space, ideal for both everyday living and elevated entertaining. The expansive Great Room offers seamless indoor & outdoor flow with an open, airy ambience that is perfect for gathering with family and guests. A private, oversized Den with French doors provides a sophisticated flex space for a home office, media room, or library. The Primary Suite is a serene retreat, complete with a sitting area, private exterior access, and a spa-inspired bath featuring dual vanities, an oversized walk-in tiled shower, and an impressive walk-in closet. A supersized Laundry Room adds convenience & functionality. Step outside to a thoughtfully designed Backyard Oasis where a covered patio & Built-in BBQ set the stage for effortless Arizona living. The naval orange and lemon trees are a Bonus! Immaculate in presentation and rich in upgrades, this residence delivers the perfect balance of luxury, comfort, and lifestyle in one of the area's most desirable gated communities.

4237 E Hunter Court, Cave Creek
$795,000
3 Beds ⋅ 2 Baths ⋅ 7079265 MLS ⋅ 2,288 SqFt.
Beautiful single level home, featuring 3 bedrooms all with walk in closets, plus an office, pool/spa and a 3-car garage. Brand new paint throughout and brand new berber carpet in the bedrooms. This gorgeous home is located in the gated community of Emerald Greens at Dove Valley Ranch. This spacious single level home features a split floor plan, spacious family room & fireplace adjacent to a large kitchen, vaulted ceilings, formal living/dining combination at entryway and entertainer's backyard! Close to shopping and restaurants. This home is a must see!

32648 N 40th Place, Cave Creek
$1,675,000
3 Beds ⋅ 3 Baths ⋅ 7079132 MLS ⋅ 3,525 SqFt.
Perfectly tucked away on a quiet cul-de-sac within the private, gated Lone Mountain community, this 3,525-square-foot retreat offers 3 bedrooms and 2.5 baths, thoughtfully designed for elevated desert living and effortless entertaining. Inside, a spacious dedicated office, wet bar, and temperature-controlled wine cellar create an inviting setting for both everyday living and memorable gatherings. The beautifully appointed kitchen features an oversized island and generous walk-in pantry, while expansive sliding glass doors and oversized windows flood the home with natural light and seamlessly connect the indoors to the outdoors. The private backyard is a true oasis, featuring a heated pool with swim-up bar, spa, open-air living room, built-in BBQ, putting green, and gas fire pit all surrounded by elegant travertine and backing to untouched desert for exceptional privacy. Enjoy year-round swimming, spectacular sunsets, and the rare luxury of no neighbors behind you. The spacious 3 car garage offers abundant storage, complete epoxy flooring, and flexibility for a future workshop conversion. A truly exceptional home in one of Lone Mountain's most desirable settings. Schedule your private tour and experience the beauty and privacy for yourself.

31852 N 61st Street, Cave Creek
$1,475,000
3 Beds ⋅ 4 Baths ⋅ 7078751 MLS ⋅ 3,070 SqFt.
Stunning & special home in the Hidden Rock Community! Great room concept. Many Upgrades!Agave Master Three Plan. 3070 sft has 3 Large BR's with luxurious ensuite baths. There is also another guest bath off kitchen. This 2nd owner occupied apprx 3 wks since ownership. Everything like brand new! SW accents; Stainless Bosch appliances.Quartzsite waterfall kitchen island. Gas cooktop; Gas Heat. Greatroom off kitchen w/fireplace & huge view windows! Upstairs has sprawling areas for office/game area/library/hobby space. Balcony off upstairs living area & also off LG 3rd BR upstairs. Covered back patios w/views! . Built in BBQ plumbed with gas & built in outdoor table. Mature landscaping. Grass turf in back. Community pool/spa (heated) & walking/biking /hiking to everything you love!

6525 E Cave Creek Road Unit 20, Cave Creek
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